We wanted to take a moment to alert you to a special CD offer that caught our attention this morning. As of December 1st, Pentagon Federal Credit Union is offering a 5-year Certificate with an APY of 3.04%. The minimum deposit is $1,000. This is 1% more than the nearest competitor and we do not […]

Comments Off on 3.04% APY Certificate Offer at Pentagon Federal | Filed under: CDs, General
Posted on December 1st, 2013 by Bob Brinker

For conservative investors, now is about the most difficult time ever to earn a safe return on your cash. Short-term Treasuries offer almost no return. Savings accounts, Money Markets, even CDs are offering extremely low rates. Many investors will receive monthly statements showing a 0% return for their money market account in January and a […]

Comments Off on Zero Nada Nil …. or 1.5% ? | Filed under: CDs, General, Money Markets, U.S. Savings Bonds, U.S. Treasury
Posted on February 2nd, 2010 by Bob Brinker

Chesapeake Bank, through their Clear Sky Accounts website, is offering some attractive short-term CD rates: According to their website, Chesapeake Bank participates in the FDIC’s Transaction Account Guarantee Program.

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Posted on February 9th, 2009 by Bob Brinker

You have probably noticed that CD rates are declining due to lower interest rates. Still, they offer some of the best fixed income returns available. With up to $250,000 in FDIC insurance, CDs offer conservative investors a safe place to wait out the credit crisis. One of the most attractive CDs presently available comes from […]

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Posted on February 4th, 2009 by Bob Brinker

If you are purchasing CDs in this turbulent environment, you want to be sure that you have adequate FDIC insurance on your accounts. The FDIC has created a special website to help you do this:  myFDICinsurance.gov The site includes an easy to use calculator to help you determine whether your accounts are covered. Give it […]

1 Comment » | Filed under: CDs, General
Posted on February 3rd, 2009 by Bob Brinker

Attention Fixed Income Investors! Today, Pentagon Federal Credit Union reintroduced their 5% APY CDs available in 3-year, 4-year, 5-year and 7-year terms. In addition, Washington Mutual (recently purchase by JP Morgan Chase), continues to offer 5% CDs for both 12-month and 13-month terms. PedFed CDs are backed by the NCUA and the WaMu CDs are […]

Comments Off on 5% CDs | Filed under: CDs, Federal Reserve, General
Posted on October 1st, 2008 by Bob Brinker

3 – month 3.55% @ Nexity Bank 3.51% @ E-LOAN 6 – month 3.75% @ Countrywide 3.75% @ Corus Bank 1 – year 4.1% @ GMAC 4.1% @ IndyMac 4.1% @ Countrywide 2 – year 4.25% @ Countrywide 3 – year 4.5% @ Countrywide 4.25% @ Capital One Bank 4 – year 4.75% @ Capital […]

Comments Off on High yielding CD update | Filed under: CDs, General
Posted on May 12th, 2008 by Bob Brinker

Lehman Brothers bailed out 5 short-term debt funds Senate passes housing aid package 84-12 Volcker Decries Fed Response to ‘Mother of All Crises’ March retail sales flat Countrywide is still offering a 1-year CD with a 4.20% APY. A $10k min purchase is required. We recommend keeping all CD purchases within FDIC insurance limits.

144 Comments » | Filed under: CDs, General
Posted on April 10th, 2008 by Bob Brinker

Countrywide Bank is offering a 1-year CD with a 4.2% APY. The minimum is $10,000. As with all CDs, keep purchases within the FDIC limits.

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Posted on April 2nd, 2008 by Bob Brinker

The Patelco Credit Union is offering a special 12 month CD with 4.07% APY with a $1000 minimum. According to Patelco website’s eligibility requiements page, anyone can join the Patelco credit union by first joining the California Association for Older Americans.

Comments Off on Patelco Credit Union – 12month CD 4.07% APY | Filed under: CDs, General
Posted on April 2nd, 2008 by Bob Brinker

The Wall Street Journal online has a good FDIC Mythbusters article. Another good resource is the FDIC website.

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Posted on November 13th, 2007 by Bob Brinker

World Savings is offering a 5.6% 10-month Internet CD for new money.  You can view their ad here. There is a 10K min & 100K max.  The CD is FDIC insured. Great Rate — Guaranteed Earnings Earn one of the highest CD yields available — significantly more than the competition — just by opening your […]

Comments Off on 5.6% 10-month CD at World Savings | Filed under: CDs
Posted on March 13th, 2007 by Bob Brinker

Wachovia is promoting an 8-month CD special rate to residents of California in today’s paper.  You can view the ad online here.

Comments Off on 5.75% 8-month CD special in California | Filed under: CDs, General
Posted on February 28th, 2007 by Bob Brinker

Here is a summary of the highest yielding CD rates available at the moment… Superior Savings of New England has a 5.6% APY 6-month CD Pentagon Federal Credit Union has the following CD (they call them Money Market Certificates): 3 & 4 years @ 5.5% APY 5 years @ 5.75% 7 years @ 6% Anyone can join […]

Comments Off on Best CD Rates available | Filed under: CDs, General, Money Markets
Posted on February 24th, 2007 by Bob Brinker

Merrill Lynch has announced a special CD promotion on a 6-month CD paying 5.5% APY. Below are some additional details: Get a high-rate Merrill Lynch Bank CD A high-rate Merrill Lynch Bank six-month Certificate of Deposit is a smart, short-term choice for your money. Three-month CDs are also available at 5.25% APY (5.15% interest rate). […]

Comments Off on Merrill Lynch 6-month CD offering 5.5% APY | Filed under: CDs, General
Posted on February 14th, 2007 by Bob Brinker