For conservative investors, now is about the most difficult time ever to earn a safe return on your cash. Short-term Treasuries offer almost no return. Savings accounts, Money Markets, even CDs are offering extremely low rates. Many investors will receive monthly statements showing a 0% return for their money market account in January and a [...]

Comments Off | Filed under: CDs, General, Money Markets, U.S. Savings Bonds, U.S. Treasury
Posted on February 2nd, 2010 by Bob Brinker

One of the most common decisions investors have to make is whether to hold their money market and bond funds in a taxable or tax-exempt money market accounts. Recently, the Vanguard Group created an easy to use Taxable-Equivalent Yield Calculator to assist investors facing this decision. It requires you to know 2 things: 1) which [...]

| Filed under: General, Money Markets, Taxes
Posted on February 3rd, 2009 by Bob Brinker

A glance at the Vanguard website shows that tax-exempt money markets are once again very attractive relative to their taxable brethren. Today, the Vanguard Prime Money Market has a 7-day yield of 3.58%. The Vanguard Tax-Exempt Money Market has a 7-day yield of 3.30%. The 3.3% tax-exempt yield translates into the following tax-equivalent yields: 25% [...]

Comments Off | Filed under: General, Money Markets, Mutual Funds
Posted on March 6th, 2008 by Bob Brinker

Here is a summary of the highest yielding CD rates available at the moment… Superior Savings of New England has a 5.6% APY 6-month CD Pentagon Federal Credit Union has the following CD (they call them Money Market Certificates): 3 & 4 years @ 5.5% APY 5 years @ 5.75% 7 years @ 6% Anyone can join [...]

Comments Off | Filed under: CDs, General, Money Markets
Posted on February 24th, 2007 by Bob Brinker